For enhanced safety, the front and rear seat shoulder belts of the Jaguar XF have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The Maserati Ghibli doesn’t offer pretensioners for its rear seat belts.
Both the XF and Ghibli have child safety locks to prevent children from opening the rear doors. The XF has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Ghibli’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
Both the XF and Ghibli have rear cross-traffic warning, but the XF has Rear Traffic Braking (automatically applies the brakes) to better prevent a collision when backing near traffic. The Ghibli’s Rear Cross Path doesn’t automatically brake.
The XF’s driver alert monitor detects an inattentive driver then sounds a warning and suggests a break. According to the NHTSA, drivers who fall asleep cause about 100,000 crashes and 1500 deaths a year. The Ghibli doesn’t offer a driver alert monitor.
Both the XF and the Ghibli have standard driver and passenger frontal airbags, front side-impact airbags, side-impact head airbags, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras and rear cross-path warning.