For enhanced safety, the front and rear seat shoulder belts of the Volvo XC40 Recharge have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The BMW X5 xDrive45e doesn’t offer pretensioners for its second-row seat belts.
For enhanced safety, the front seat shoulder belts of the Volvo XC40 Recharge are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW X5 xDrive45e doesn’t offer height-adjustable seat belts.
Both the XC40 Recharge and X5 xDrive45e have child safety locks to prevent children from opening the rear doors. The XC40 Recharge Ultimate has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The X5 xDrive45e’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
Both the XC40 Recharge and X5 xDrive45e have rear cross-traffic warning, but the XC40 Recharge has Braking Intervention (automatically applies the brakes) to better prevent a collision when backing near traffic. The X5 xDrive45e’s Cross Traffic Warning doesn’t automatically brake.
Both the XC40 Recharge and the X5 xDrive45e have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, driver alert monitors and available around view monitors.