For enhanced safety, the front and rear seat shoulder belts of the Volvo XC40 Recharge have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The Kia Niro EV doesn’t offer pretensioners for its rear seat belts.
The XC40 Recharge’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The Niro EV doesn’t offer pre-crash pretensioners.
Both the XC40 Recharge and Niro EV have child safety locks to prevent children from opening the rear doors. The XC40 Recharge Ultimate has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Niro EV’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
The XC40 Recharge has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. At the same time the pretensioning seatbelts fire, removing slack from the belts. The Niro EV doesn’t offer a whiplash protection system.
The XC40 Recharge has standard Post-impact braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The Niro EV doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
The XC40 Recharge Twin Motor has all-wheel drive to maximize traction under poor conditions, especially in ice and snow. The Niro EV doesn’t offer all-wheel drive.
The XC40 Recharge Plus/Ultimate has a standard 360-Degree Surround View Camera to allow the driver to see objects all around the vehicle on a screen. The Niro EV only offers a rear monitor and front and rear parking sensors that beep or flash a light. That doesn’t help with obstacles to the sides.
Both the XC40 Recharge and the Niro EV have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, front wheel drive, height adjustable front shoulder belts, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning and driver alert monitors.
The Volvo XC40 Recharge weighs 732 to 958 pounds more than the Kia Niro EV. The NHTSA advises that heavier vehicles are much safer in collisions than their significantly lighter counterparts.
For its top level performance in all IIHS frontal, side, rear impact and roof-crush tests, and its standard front crash prevention system, the Insurance Institute for Highway Safety grants the XC40 Recharge the rating of “Top Safety Pick” for 2017, a rating granted to only 207 vehicles tested by the IIHS. The Niro EV has not been tested, yet.