For enhanced safety, the front seat shoulder belts of the Volvo XC40 Recharge are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW XM doesn’t offer height-adjustable seat belts.
Both the XC40 Recharge and XM have child safety locks to prevent children from opening the rear doors. The XC40 Recharge Ultimate has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The XM’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
Both the XC40 Recharge and the XM have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, front seatbelt pretensioners, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, driver alert monitors and available around view monitors.
For its top level performance in all IIHS frontal, side, rear impact and roof-crush tests, and its standard front crash prevention system, the Insurance Institute for Highway Safety grants the XC40 Recharge the rating of “Top Safety Pick” for 2017, a rating granted to only 207 vehicles tested by the IIHS. The XM has not been tested, yet.