For enhanced safety, the front and rear seat shoulder belts of the Volvo XC40 have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The Alfa Romeo Stelvio doesn’t offer pretensioners for its rear seat belts.
The XC40’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The Stelvio doesn’t offer pre-crash pretensioners.
Both the XC40 and Stelvio have child safety locks to prevent children from opening the rear doors. The XC40 has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Stelvio’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
In the past twenty years hundreds of infants and young children have died after being left in vehicles, usually by accident. When turning the vehicle off, drivers of the XC40 are reminded to check the back seat if they opened the rear door before starting out. The Stelvio doesn’t offer a back seat reminder.
The XC40 has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. At the same time the pretensioning seatbelts fire, removing slack from the belts. The Stelvio doesn’t offer a whiplash protection system.
The XC40 has standard Post-impact braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The Stelvio doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
Over 200 people are killed each year when backed over by motor vehicles. The XC40 has a standard CTA Auto Brake that uses rear sensors to monitor for objects to the rear and automatically applies the brakes to prevent a collision. The Stelvio doesn’t offer backup collision prevention brakes.
To provide maximum traction and stability on all roads, All-Wheel Drive is standard on the XC40. But it costs extra on the Stelvio.
The XC40 offers an optional 360-Degree Surround View Camera to allow the driver to see objects all around the vehicle on a screen. The Stelvio only offers a rear monitor and front and rear parking sensors that beep or flash a light. That doesn’t help with obstacles to the sides.
Both the XC40 and Stelvio have rear cross-traffic warning, but the XC40 has Braking Intervention (automatically applies the brakes) to better prevent a collision when backing near traffic. The Stelvio’s Rear Cross-Path Detection doesn’t automatically brake.
Both the XC40 and the Stelvio have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, height adjustable front shoulder belts, plastic fuel tanks, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras and rear cross-path warning.
For its top level performance in all IIHS frontal, side, rear impact and roof-crush tests, and its standard front crash prevention system, the Insurance Institute for Highway Safety grants the XC40 the rating of “Top Safety Pick” for 2017, a rating granted to only 231 vehicles tested by the IIHS. The Stelvio has not been tested, yet.