For enhanced safety, the front and rear seat shoulder belts of the Volvo V90 Cross Country have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The BMW X5 doesn’t offer pretensioners for its second-row seat belts.
For enhanced safety, the front seat shoulder belts of the Volvo V90 Cross Country are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW X5 doesn’t offer height-adjustable seat belts.
Both the V90 Cross Country and X5 have child safety locks to prevent children from opening the rear doors. The V90 Cross Country has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The X5’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
The Volvo V90 Cross Country offers optional built in child booster seats. They’re more crash worthy than an added child seat because of their direct attachment to the seat. BMW doesn’t offer the convenience and security of a built-in child booster seat in the X5. Their owners must carry a heavy booster seat in and out of the vehicle; V90 Cross Country owners can just fold their built-in child seat up or down.
To provide maximum traction and stability on all roads, All-Wheel Drive is standard on the V90 Cross Country. But it costs extra on the X5.
Both the V90 Cross Country and X5 have rear cross-traffic warning, but the V90 Cross Country has Braking Intervention (automatically applies the brakes) to better prevent a collision when backing near traffic. The X5’s Cross Traffic Warning doesn’t automatically brake.
Both the V90 Cross Country and the X5 have standard driver and passenger frontal airbags, front and rear side-impact airbags, driver knee airbags, side-impact head airbags, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning and driver alert monitors.
For its top level performance in IIHS driver and passenger-side small overlap frontal, moderate overlap frontal, side impact, roof strength and head restraint tests, its standard vehicle-to-vehicle front crash prevention system, its standard vehicle-to-pedestrian front crash prevention system, and its standard headlight’s “Acceptable” rating, the Insurance Institute for Highway Safety grants the V90 Cross Country its highest rating: “Top Safety Pick Plus” for 2022, a rating granted to only 128 vehicles tested by the IIHS. The X5 is only a standard “Top Safety Pick” for 2022.