The XC60’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The Grand Cherokee doesn’t offer pre-crash pretensioners.
Both the XC60 and Grand Cherokee have child safety locks to prevent children from opening the rear doors. The XC60 Plus/Ultimate/Polestar has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Grand Cherokee’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
The Volvo XC60 offers optional built in child booster seats. They’re more crash worthy than an added child seat because of their direct attachment to the seat. Jeep doesn’t offer the convenience and security of a built-in child booster seat in the Grand Cherokee. Their owners must carry a heavy booster seat in and out of the vehicle; XC60 owners can just fold their built-in child seat up or down.
Using vehicle speed sensors and seat sensors, smart airbags in the XC60 deploy with different levels of force or don’t deploy at all to help better protect passengers of all sizes in different collisions. The XC60’s side airbags will shut off if a child is leaning against the door. The Grand Cherokee’s side airbags don’t have smart features and will always deploy full force.
The XC60 has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. At the same time the pretensioning seatbelts fire, removing slack from the belts. The Grand Cherokee doesn’t offer a whiplash protection system.
The XC60 has standard Post-impact braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The Grand Cherokee doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
Both the XC60 and the Grand Cherokee have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, height adjustable front shoulder belts, plastic fuel tanks, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, available all wheel drive and around view monitors.
For its top level performance in IIHS driver and passenger-side small overlap frontal, moderate overlap frontal, side impact, roof strength and head restraint tests, its standard vehicle-to-vehicle front crash prevention system, its standard vehicle-to-pedestrian front crash prevention system, and its standard headlight’s “Acceptable” rating, the Insurance Institute for Highway Safety grants the XC60 its highest rating: “Top Safety Pick Plus” for 2022, a rating granted to only 101 vehicles tested by the IIHS. The Grand Cherokee has not been tested, yet.