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Insurance will cost less for the Expedition owner. The Complete Car Cost Guide estimates that insurance for the Expedition will cost $1805 to $6645 less than the Navigator over a five-year period.
The Expedition will cost the buyer less in the long run because of its superior resale value. The IntelliChoice estimates that the Expedition will retain 49.75% to 51.3% of its original price after five years, while the Navigator only retains 44.21% to 46.46%.
According to The Car Book by Jack Gillis, the Expedition is less expensive to operate than the Navigator because it costs $27 less to do the manufacturer’s suggested maintenance for 50,000 miles. Typical repairs cost much less on the Expedition than the Navigator, including $88 less for a water pump, $29 less for a muffler, $85 less for fuel injection, $19 less for a fuel pump, $100 less for front struts, $213 less for a timing belt/chain and $505 less for a power steering pump.
IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the Ford Expedition will be $25398 to $27305 less than for the Lincoln Navigator.