For enhanced safety, the front and second-row seat shoulder belts of the Volvo XC90 have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The Jeep Grand Cherokee L doesn’t offer pretensioners for its second-row seat belts.
The XC90’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The Grand Cherokee L doesn’t offer pre-crash pretensioners.
Both the XC90 and Grand Cherokee L have child safety locks to prevent children from opening the rear doors. The XC90 has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Grand Cherokee L’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
The Volvo XC90 offers an optional built in child booster seat. It’s more crash worthy than an added child seat because of its direct attachment to the seat. Jeep doesn’t offer the convenience and security of a built-in child booster seat in the Grand Cherokee L. Their owners must carry a heavy booster seat in and out of the vehicle; XC90 owners can just fold their built-in child seat up or down.
Using vehicle speed sensors and seat sensors, smart airbags in the XC90 deploy with different levels of force or don’t deploy at all to help better protect passengers of all sizes in different collisions. The XC90’s side airbags will shut off if a child is leaning against the door. The Grand Cherokee L’s side airbags don’t have smart features and will always deploy full force.
The XC90 has standard Post-impact braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The Grand Cherokee L doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
To provide maximum traction and stability on all roads, All-Wheel Drive is standard on the XC90. But it costs extra on the Grand Cherokee L.
Both the XC90 and the Grand Cherokee L have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, height adjustable front shoulder belts, plastic fuel tanks, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning and available around view monitors.
For its top level performance in IIHS driver and passenger-side small overlap frontal, moderate overlap frontal, side impact, roof strength and head restraint tests, its standard vehicle-to-vehicle front crash prevention system, its standard vehicle-to-pedestrian front crash prevention system, and its standard headlight’s “Acceptable” rating, the Insurance Institute for Highway Safety grants the XC90 its highest rating: “Top Safety Pick Plus” for 2022, a rating granted to only 95 vehicles tested by the IIHS. The Grand Cherokee L has not been tested, yet.