For enhanced safety, the front and rear seat shoulder belts of the Volvo XC40 Recharge have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The BMW X5 xDrive45e doesn’t offer pretensioners for its second-row seat belts.
For enhanced safety, the front seat shoulder belts of the Volvo XC40 Recharge are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW X5 xDrive45e doesn’t offer height-adjustable seat belts.
Both the XC40 Recharge and X5 xDrive45e have child safety locks to prevent children from opening the rear doors. The XC40 Recharge has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The X5 xDrive45e’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
Both the XC40 Recharge and the X5 xDrive45e have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, four-wheel antilock brakes, all wheel drive, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, driver alert monitors and available around view monitors.
For its top level performance in IIHS driver and passenger-side small overlap frontal, moderate overlap frontal, side impact, roof strength and head restraint tests, its standard vehicle-to-vehicle front crash prevention system, its standard vehicle-to-pedestrian front crash prevention system, and its standard headlight’s “Good” rating, the Insurance Institute for Highway Safety grants the XC40 Recharge its highest rating: “Top Safety Pick Plus” for 2022, a rating granted to only 95 vehicles tested by the IIHS. The X5 xDrive45e is only a standard “Top Safety Pick” for 2022.