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Insurance will cost less for the Rio owner. The Car Book by Jack Gillis rates the Rio with a number “1” insurance rate while the Mazda 3 is rated higher at a number “8” rate.
According to The Car Book by Jack Gillis, the Rio is less expensive to operate than the Mazda 3 because it costs $18 less to do the manufacturer’s suggested maintenance for 50,000 miles. Typical repairs cost much less on the Rio than the Mazda 3, including $19 less for a water pump, $1 less for a muffler, $13 less for front brake pads, $56 less for fuel injection, $255 less for a fuel pump, $11 less for front struts, $7 less for a timing belt/chain and $91 less for a power steering pump.
IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the Kia Rio will be $3058 to $14599 less than for the Mazda 3.