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Insurance will cost less for the Wrangler owner. The Car Book by Jack Gillis rates the Wrangler with a number “3” insurance rate while the Terrain is rated higher at a number “10” rate.
The Wrangler will cost the buyer less in the long run because of its superior resale value. The IntelliChoice estimates that the Wrangler will retain 73.16% to 86.03% of its original price after five years, while the Terrain only retains 38.3% to 44.15%.
According to The Car Book by Jack Gillis, the Wrangler is less expensive to operate than the Terrain because it costs $882 less to do the manufacturer’s suggested maintenance for 50,000 miles. Typical repairs cost much less on the Wrangler than the Terrain, including $92 less for a water pump, $667 less for a muffler, $94 less for front brake pads, $224 less for a starter, $177 less for fuel injection, $174 less for a fuel pump, $23 less for front struts, $71 less for a timing belt/chain and $667 less for a power steering pump.
IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the Jeep Wrangler will be $2541 to $9010 less than for the GMC Terrain.