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Insurance will cost less for the Wrangler owner. The Complete Car Cost Guide estimates that insurance for the Wrangler will cost $1700 less than the X3 over a five-year period.
The Wrangler will cost the buyer less in the long run because of its superior resale value. The IntelliChoice estimates that the Wrangler will retain 73.16% to 86.03% of its original price after five years, while the X3 only retains 48.8% to 50.86%.
According to The Car Book by Jack Gillis, the Wrangler is less expensive to operate than the X3 because it costs $845 less to do the manufacturer’s suggested maintenance for 50,000 miles. Typical repairs cost much less on the Wrangler than the X3, including $497 less for a water pump, $823 less for a muffler, $26 less for front brake pads, $519 less for a starter, $256 less for fuel injection, $25 less for a fuel pump, $380 less for front struts, $336 less for a timing belt/chain and $1460 less for a power steering pump.
IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the Jeep Wrangler will be $17336 to $23302 less than for the BMW X3.