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Insurance will cost less for the 4 Series Gran Coupe owner. The Car Book by Jack Gillis rates the 4 Series Gran Coupe with a number “1” insurance rate while the Continental is rated higher at a number “3” rate.
The 4 Series Gran Coupe will cost the buyer less in the long run because of its superior resale value. The IntelliChoice estimates that the 4 Series Gran Coupe will retain 47.49% to 50.4% of its original price after five years, while the Continental only retains 38.61% to 40.36%.
According to The Car Book by Jack Gillis, the 4 Series Gran Coupe is less expensive to operate than the Continental because typical repairs cost much less on the 4 Series Gran Coupe than the Continental, including $216 less for a muffler, $87 less for fuel injection, $99 less for front struts, $71 less for a timing belt/chain and $303 less for a power steering pump.
IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the BMW 4 Series Gran Coupe will be $4677 to $17055 less than for the Lincoln Continental.